When hurricane season arrives, there is no shortage of media coverage about the destruction that it can cause. While the storm for some may simply feel like moderate gusts and incessant rainfall, many are all too familiar with the destruction that can be caused with one that has grown to a larger scale such as Hurricanes Katrina and Harvey. Despite the risks of living in these vulnerable areas, many families and businesses call it home. With the support of safeguards such as hurricane insurance, the recovery process can be set in motion much easily if any damage is done.
Ideal Candidates for a Policy
Not everybody needs to supplement their current policy to accommodate potential hurricane damage. However, those who fall under the following categories should strongly consider it:
- Living in areas especially prone to flooding from storms
- Having limited hurricane coverage under a current property insurance plan
- Residing in properties near the Atlantic Ocean and the Gulf
- Owning property with recent upgrades to protect against hurricanes which can qualify for better rates
While each hurricane may not be headline-worthy, it can be risky assuming that will be the case with each storm. History has demonstrated nature’s capabilities. Instead of taking a gamble, it is possible to be proactive by protecting your assets with a policy that includes hurricane insurance.