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Protect Your Car Wash with Workers Compensation

Because of the risks involved in the automotive service industry, of which a car wash is considered one of them, it is imperative that you, as the owner, carry car washes workers’ compensation insurance to provide your employees with coverage in the event of an accident or injury. It is not only essential, it is the law in most states. But you can implement safety precautions and loss control measures to help prevent accidents in the first place.

Accident prevention can lower claims rate

Nonfatal workplace injuries and illnesses among private industry employees occur nearly daily. Companies that maintain safe working conditions have an advantage when it comes to insurance. Plus, providing a safe working environment for employees will more than likely help in employee retention, as well as help you save on workers’ compensation premiums.

Maintaining a safe workplace takes some time, and a dedicated owner, manager and staff, but it should be a source of pride for you and your employees. Customers will also appreciate a business that keeps them out of harm’s way.

Here are a few basic strategies you might want to consider:

  • Be consistent in having regularly scheduled safety training sessions with your entire staff
  • Make sure all safety mechanisms located on carwash equipment are in working order and haven’t been tampered with
  • Consider awarding various safety bonuses predicated on objectives and goals that can be measured, and
  • Let your staff get involved in safety meetings by encouraging them to provide suggestions

There is real value in giving your carwash staff ownership in implementing strategies to maintain a safe and friendly working environment. They will benefit from the experience and feel like they are more invested in the company.

Follow through on all claims

Be prepared when a claim does occur. Being progressive in managing and investigating workers’ compensation claims makes all the difference. Displaying management’s concern for a worker’s well being will promote safety throughout the workforce. Finally, keep in contact with your injured employee; this lets him know you are concerned about his health and demonstrates that he is a valuable member of your carwash team.

Avoiding accidents may be impossible, but proactively reviewing and managing car washes workers’ compensation claims and costs can save your company considerably.