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Businesses have a lot to consider when it comes to taking care of their employees and their clients. This is especially evident when you look at all of the different staff insurance liability policies that are available. In the staffing industry, you need to be able to help your permanent employees, temporary employees, businesses that you work with, and your clients.
Allegations can Come From Anywhere
The threat of a lawsuit could come from anywhere. Problems can arise from allegations by employees or by applicants that you work with. The nature of the allegation could be a number of different things, including sexual harassment, a claim of wrongful termination, or discrimination against an employee or applicant. The point is to be prepared. If wrongful termination, discrimination, or sexual harassment are all possibilities for your business (as they tend to be with the staffing industry), then you might want an employment practices liability policy. If it is possible that an employee or applicant could get injured on the job, then having workers compensation may be necessary (and is required by law in certain places).
Preparation is Protection
You can’t have the protection of a policy unless you have applied for and added a liability policy to your coverage. To be prepared for anything, you need to know which liability insurance you need and make sure that you apply for it.
There are quite a few staff insurance policies available. If you really want protection from specific situations, you need the right liability insurance. Employment practices liability helps to protect from discrimination, sexual harassment, and even wrongful termination. Ask your agent about your liability insurance right away.