If you live in Newport Beach, California, you know that boating is much more than a recreational activity, it’s a way of life. One of the most beautiful coastal cities in the United States, Newport Beach has picturesque white sandy beaches, palm trees lining the streets and a blue horizon that just begs boaters to set sail. Before you give into that urge, however, you need to invest in Newport Beach boat insurance.
Many boat owners don’t take boat insurance seriously, but if you’re an avid boater, you understand that accidents can and do occur. Bad weather while you’re out at sea could leave your boat capsized or worse. A busy port could lead to an unintentionally accident. Heavy winds could knock your boat against the docks or even cause several boats to come loose, resulting in property damage. A sound boat policy will cover property damage and more should any harm come to your vessel.
Additionally, a good boat policy will cover you in the event that you are liable for any accidents or injuries. Though you may take extra precautions to prevent them, accidents are called accidents for a reason. Your Newport Beach boat insurance policy will cover any legal fees in the event of a liability claim and help you pay for subsequent settlements or judgements against you.