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Factors That Impact What You Pay for Car Insurance

There are a number of different factors that affect what your car insurance premiums end up being and how much you have to pay. If you’re on the hunt for cheap car insurance in Orlando FL, it’s important to keep in mind that your rates may be impacted by your vehicle, where you drive, what’s on your record, and other personal factors.

What You Drive

Typically, you will pay more for car insurance if your vehicle is more susceptible to theft, occupant injury, or damage. However, if your car is known for its anti-theft features and safety qualities, you may end up paying less.

Where You Drive

The more miles you drive every year, regardless of how safe you drive, the more you will usually pay for cheap car insurance in Orlando FL. Typically, those who commute on a daily basis pay more for insurance than those who use their car merely for running around town to do quick errands.

Your Driving Record

If you have several accidents that were your fault on your driving record, expect to pay more for car insurance for the next several years.

Personal Attributes

Your car insurance premiums are affected by things like your age, sex, and marital status. For example, since accident rates are typically higher for drivers under 25, especially those who are male, this group of drivers will pay more for car insurance than those who are older than 25.