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Why Dealership Workers Comp is a Must

The auto industry, with its enormous physical demands and challenging work environment, poses many hazards to the people who work within it. Auto workers are exposed to dangerous machinery, tools, and chemicals on a daily basis. For this reason, auto workers have higher rates of job-related injuries and illnesses than most other industries, which is why it is important for businesses to invest in auto dealerships workers compensation.

From falls to overexertion lifting and slips and trips to getting caught in machinery, risks are high in the auto industry. Whether you currently own a dealership or are thinking about starting one, it is crucial that you invest in a solid workers compensation program to protect yourself and your employees in the event of an accident. As any great insurance underwriter knows, a sound policy goes beyond the coverage. The agency you work with should be willing to help you develop a strategic loss control plan, implement proficient return-to-work programs and coordinate other risk management strategies.

A serious injury can put a worker out for weeks if not months. Depending on the scope of the injury, an accident can end up costing your dealership thousands of dollars in medical bills and rehabilitation programs. An effective auto dealerships workers compensation policy can help cover the costs of medical care, therapy, prescription medications and rehabilitation, thereby saving you from having to cover them yourself and ensuring that your employees get the monetary assistance they need, when they need it.