Taxi cabs have been providing fast and reliable transportation in cities throughout the world for generations. On the front lines are the drivers, guiding their vehicles safely through traffic to get passengers to their destinations. But there are also employees behind the scenes who are just as important. Mechanics keep the fleet running. Then there are dispatchers, who control the flow.
Taxi Dispatch Software
The old school method had dispatchers staying in touch with drivers using two-way radios, tracking their locations with paper maps and using log-in sheets to know who was driving which cab. It could make for some challenging shifts in the dispatch cage.
Thanks to modern technology, there is automated dispatch software. Using GPS, the internet and smartphone apps, all of a dispatcher’s duties are faster and more efficient. There are several different brands of software from which to choose, but there are features that every cab company should have in their dispatch programs.
Among the most helpful features in automated dispatch software are these:
- Automated functions – The fewer tasks a dispatcher has to do manually, the more things they can get done in a timely fashion.
- Easy-to-use interface – Overly complex software takes more time to learn and use and dispatchers are already busy enough.
- Excellent tracking abilities – Dispatchers need precise locations for drivers at all times so they can send the closest driver to a passenger needing pickup.
Without a dispatcher, a taxi company won’t run efficiently. It’s a tough job and dispatch software can help make it easier.
Businesses that require the use of company vehicles on the job usually must purchase commercial auto insurance to cover these risks. Companies that make use of aircraft and watercraft have to make sure that they have the insurance products needed to cover the risks that are inherent to air and water operations. Often, businesses involving these particular vehicles will require special underwriting to make sure there’s adequate protection.
Understanding Your Aviation Needs
Airplanes, helicopters, and other aircraft cannot be adequately covered with standard liability or commercial vehicle policies. You need solutions that address these risks that are typical for companies that work and deal in aviation:
- Aviation General Liability
- Aviation Cargo Liability
- Industry-specific Workers’ Compensation
- Damage to Aircraft Hull
- Hangarkeepers’ Liability
- Manufacturer’s Aircraft Products
- Airside Liability Endorsements / Standalone Products
You will need to identify gaps in your protection and secure the appropriate coverages.
Determining Your Water Vessel Needs
A watercraft liability endorsement can cover your boats, yachts, and other vessels used for business purposes, whether owned or rented. The right insurer can also help you determine whether additional marine-based protections are necessary. Not all providers have the specific experience you need. Look for a provider that has a strong track record when it comes to providing both aviation and marine insurance products.
Driving for a Transportation Network Company (TNC) such as Uber or Lyft can present some unique challenges when it comes to auto insurance. Working for them is different than operating a traditional taxi or limousine in that those drivers are licensed and typically carry a commercial vehicle insurance policy. Obtaining such coverage may not be economical for the standard TNC driver.
According to American Risk Management, most personal auto policies state exclusions in coverage when the owner is receiving money for driving services. This creates a potential gap in insurance when using your vehicle for rideshare duties.
Where Gaps Exist
The business model of being a rideshare driver presents dynamic periods of activity. This is where TNC/ridesharing insurance becomes essential. Even if you don’t have a customer in the car but are actively seeking one, your personal auto policy is likely not in effect. It has become understood that these three timeframes define operating in this model where coverage is needed:
- The driver has a rideshare app on but has not accepted a passenger.
- The driver has accepted the request and is en route to pick up.
- The passenger is physically in the vehicle.
Property damage and liability claims can be costly in any motor vehicle accident. If you are operating for a TNC, it is important that you understand the insurance protection needed in all situations.
Anyone lucky enough to own a classic car knows that it’s more than just a vehicle — a classic car is a treasured heirloom. It has a history and a story all its own and is every bit as unique as its owner. Treat your collector’s car with the same love and respect that you would treat any other antique.
Collectors Car Insurance
Ensuring your vehicle is a no-brainer, so why would you not do the same with your collector’s edition? Your car is a relic of its time and needs special protection, so find the right insurance for it. Collectors car insurance coverage varies according to how you use it, so make sure that the policy that you choose is right for your needs. For example, taking your vehicle to shows and fairs means that you will need a different kind of insurance policy that if you drive it occasionally. Your car is at risk of another type of physical damage than if you were to get into an auto accident. Speak to your representative about what kind of collectors car insurance is best for you and your baby.
By investing in the right kind of insurance for your classic car, you are ensuring its protection. Keep your collector’s item protected so that it can continue to be enjoyed for many years to come.
Debunking Common Car Insurance Myths
There are many myths surrounding car insurance. If you’re in the market for insurance, it helps to know what people believe and what the truth is. Here are some of the most common myths about car insurance in Sugar Land.
Car Color Affects Rate
The myth that color affects your rates is an old myth that people still believe. The color of the car doesn’t factor into the premium costs at all. Your model of car, your history and other factors contribute, but the car color doesn’t matter at all.
Borrowers Owe Damages
Some people believe that if someone borrows their car, then that person is liable for damages. This isn’t true. Your policy will have to pay out if it’s your friend’s fault. The policy always follows the car, rather than the driver.
Expensive Cars Cost More
Car insurance companies look at your history more than they look at the price of your vehicle. Not to mention, they look at the model. For instance, if you have an SUV that is more expensive than a sport’s car, the sport’s car may still be more expensive to insure than the SUV. When it comes to car insurance, there are a lot of myths that you need to know before you go into purchasing insurance. When looking for car insurance in Sugar Land, it’s better to be informed than to believe the myths.
Everyone who drives a car should carry auto insurance. This type of policy is a great way to minimize your risk on the road. The Independent insurance agents of CT can help you choose the right policy for your needs. Here are a few things to understand about car insurance.
Comprehensive Vs. Collision
When you are shopping for coverage, you usually have to choose if you need comprehensive coverage, collision coverage, or both. Comprehensive coverage protects you from losses that were not caused by an actual collision. Some examples include glass repair, contact with animals, and vandalism.
Collision coverage will protect your car from physical damage that happens during an accident. This is arguably the most important coverage option to purchase, because it is the most costly to fix.
Comprehension and collision coverage will protect your car, but they do not protect you from the damage your car could cause to another vehicle or someone else’s property. For this reason, it is important to carry liability coverage. This type of coverage is usually required by most states.
Depending on the condition of your car, you may need or want different insurance to minimize your risks. For help, it is a good idea to contact independent insurance agents of CT. They can help you with all your insurance needs.
Just having a HPSO liability insurance policy is not enough. There are a few key aspects of your plan that you need to understand.
Some terms are important for understanding the details of your policy. These terms include:
- limits or caps
Understanding the stipulations of these terms can help you evaluate the quality of a policy.
Depending upon the provider you choose, there may be additional offerings outside of those associated with your plan. For example, some providers will offer consulting services or will provide educational materials on new laws, policies and provisions related to your insurance or the health field. These offerings can add great benefit to your policy.
It is up to you to stay completely knowledgeable about your policy. Make sure that you understand what each benefit offers, as well as any restrictions on or requirements to receive those benefits. Some providers will alert you to any changes to a policy, though giving notice is not always required. Therefore, it can be beneficial to review your policy at least twice a year to keep yourself familiar with the current terms of your agreement.
Keeping these things in mind can help you in selecting, implementing and maintaining the best possible HPSO liability insurance for your health care facility.
Performing routine maintenance on your vehicle is important, but ultimately, your insurance is the security for your investment. In VA, car insurance policies offer several different features to guarantee your safety whether you are on the road or parked in your own driveway.
Coverage for Any Vehicle
No matter what type of car you drive, insurance coverage is a must. Fortunately, your policy can be tailored to suit any vehicle, from classic collectibles to the average family minivan. Regardless of the make or model, an experienced insurance agent can help you find the right fit.
Protection From Other Motorists
Another benefit of purchasing car insurance is that you are protected from the actions of other motorists. If you are involved in a collision with someone who has insufficient coverage, your policy can provide additional assistance with injuries or repairs.
Comprehensive Property Policies
For those who are concerned about the safety of their vehicle when it is not on the road, a property policy is probably the best option for coverage. This includes damages from theft, vandalism and natural disasters.
If you enjoy knowing that you are covered under any circumstances, VA, car insurance is an undeniable advantage that can minimize potential risks. When it comes to your vehicle, you should feel confident knowing that your insurance company is there for you.
Businesses of all sizes own automobiles. There are a variety of reasons to invest in a business automobile, including transporting goods and providing services. If you have a business auto, it is important to also purchase New Jersey commercial auto insurance. Even very small businesses can benefit from this important coverage.
Personal Policies Have Limitations
Many businesses assume that personal auto insurance policies will protect them in the event of an accident. This is not always the case, because theses policies have limitations. They usually do not protect you if your employee is driving and an accident occurs. Personal plans also do not protect your business from liabilities.
Minimize Your Risk
If your business has cars, a New Jersey commercial auto insurance policy can help minimize your risk. The cost of this policy is minimal compared to the risk you will be covered against. After all, automobile liability claims can be expensive. Without insurance, your company might be on the line for repair costs, property damage, and medical expenses.
Investing in commercial auto insurance is a smart decision, and it will protect both you and your employees on the road. When you have this important coverage, you will have peace of mind each day as your business vehicles are used.
Recently move to Tennessee? Each state has its own rules and regulations when it comes to auto insurance, so it is essential that you learn what’s expected of you to ensure that you stay on the right side of the law. Tennessee car requirements state that you must have liability insurance so that you’re able to cover any injuries or damages you may cause while behind the wheel. Here’s a closer look at what else is required of you once you become a Tennessee licensed driver.
Liability Car Insurance Requirements for the Volunteer State
In order to adhere to state insurance guidelines, you must carry the following as part of your insurance policy:
- $25,000 per accident in the event of injury or death
- $50,000 per accident to cover all injuries or deaths
- $15,000 per accident in the event that property damage results
While these Tennessee car requirements are unavoidable, other coverage additions are optional. You may want to add collision, comprehensive, uninsured motorist or rental car coverage to your policy to ensure you don’t find yourself in serious financial trouble after an accident. Furthermore, as important as maintaining proper coverage levels is keeping proof of this coverage in your vehicle at all times. If you are pulled over or involved in an accident and cannot immediately furnish proof of insurance, you may be subject to additional fines.